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Florida Rule 12.285 Is Non-Negotiable. Is Your Disclosure Workflow?

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If you handle Florida family law, you already know this:

Rule 12.285 isn’t a suggestion.

When you certify financial disclosures as complete, you’re putting your name on the line.

The problem usually isn’t the law. It’s the workflow behind it.

  • Bank statements scattered across email, portals, and paper
  • Spreadsheets trying to track “who sent what, for which month”
  • Gaps discovered the week of a hearing—or after you’ve signed


If that sounds like your firm, you have three issues right now: risk, rework, and stress.

Let’s fix that.

Where Your Current Process Is Failing You

Look at your last few Rule 12.285 matters and ask:

  • Did we know, with certainty, which accounts existed for each party
  • Could we see, in one place, which months of bank statements we had (and which were missing)?
  • Did we catch gaps weeks before deadlines—or days before?

If the honest answer is “not really” to any of those, you are relying on:

  • Memory
  • Inbox search
  • Hope

That’s not a system. That’s a liability.

What a Safer Florida Disclosure Workflow Looks Like

A better Rule 12.285 workflow doesn’t have to be complicated. It does need to be deliberate.

At minimum, your firm should be able to:

  • Centralize uploads by case
    All financial docs for a Florida matter in a single workspace—not spread across email, portals, and shared drives.
  • See bank statements by account + month
    For each account:
    • Which months do we have?
    • Which months are missing?
    • What has been requested?
  • Surface gaps early
    Missing February for a key account should show up as a visible gap as soon as documents are in—not during pre-trial panic.
  • Show your work
    If anyone questions the disclosures, you can show what was received, what was flagged, and what was done about it.

This is where workflow software—and specifically AI-assisted bank statement handling—actually helps, without getting in your way.

How Disclosure Ready® Helps Florida Firms De-Risk Rule 12.285

Disclosure Ready® is built for this exact problem:

1. One Florida Matter Workspace

Every Florida family law case has its own secure workspace:

  • Clients upload bank statements and financial docs there
  • Your team stops chasing PDFs across email threads

2. AI Smart Bank Classification

As documents are uploaded, AI helps:

  • Recognize bank statements
  • Assign them to the right accounts
  • Organize them by statement period

You see “Checking ****1234 – Jan 2023–Dec 2023,” not “scan_0382.pdf.”

3. Statement Analysis to Flag Potential Gaps

The system helps surface:

  • Where months appear to be missing for a given account

  • Where accounts look incomplete

You get a list of potential gaps to review before you assemble and certify the packet under Rule 12.285.

4. A Clearer Path to Certification

By the time it’s decision time, partners see:

  • What’s in

  • What appears missing

  • What has been requested or documented

You’re not relying on a spreadsheet and a gut feeling.

Simple Test: Do You Want Fewer Surprises?

If any of these are true, it’s time to look at a different approach:

  • You’ve had to scramble for missing statements close to a hearing
  • You’re uneasy about how much your process depends on manual spreadsheets
  • Your team is overloaded chasing documents instead of managing cases

You don’t need to rebuild your whole practice. You do need a better way to:

  • Collect financial documents
  • Organize bank statements
  • Spot gaps before you certify

See the Workflow in 15 Minutes

We’re running short, focused demos for Florida family law teams that want fewer surprises under Rule 12.285.

In 15 minutes, you’ll see:

  • How a Florida matter looks inside Disclosure Ready®
  • How AI smart bank classification and statement analysis work in practice
  • How gaps are surfaced before deadlines—not after

Book a 15-minute Florida demo

If Rule 12.285 isn’t optional, neither should your workflow be.

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